Vision Insurance and Vision Plans
Vision insurance and vision plans (such as VSP and EyeMed) can significantly lower your cost of eye care and prescription eyewear.
Though "vision insurance" is the term commonly used to describe plans that reduce the cost of eye exams, eyeglasses, contact lenses, etc., in most cases, costs associated with these eye-related services and products are covered instead by stand-alone vision plans that are more accurately described as annual wellness benefits or discount plans.
An exception to this is cataract surgery and other medically necessary eye surgery, which typically is covered by major medical and health insurance plans. (LASIK and other elective vision correction surgery usually are excluded from medical insurance plans, but discounts for these procedures may be included in vision and wellness plans.)
For simplicity, we frequently will use the term "vision insurance" herein to describe vision plans of all kinds. But be sure to check with the business staff at your eye doctor's office to determine the specific coverage and benefits provided by your vision insurance, vision plan or wellness agreement.
This section helps you compare vision insurance plans, understand Medicare and Medicaid vision benefits, and know how to use your vision insurance. To get started, browse the list of articles below to find answers to commonly asked questions about vision insurance and vision plans, or read our What Is Vision Insurance? article.
Defined Contribution Plans Reduce Eye Care Costs
Learn how cafeteria plans, flex plans, HRAs and health savings plans can save you money on your eye care.
- Learn how Optometry Giving Sight helps 670 million people to see again
- Save $50 on Crizal® and Transitions® lenses with the BenefitsPal™ card
Understanding Provider Networks and Vision Insurance Plans
Understand how vision insurance plans use networks of providers for services such as eye exams, and learn the difference between plans that provide benefits or discounts.
Vision Insurance Providers
View a list of companies that offer vision insurance plans and discounts on vision care provided by regional and nationwide networks of eye doctors.
What Is Vision Insurance?
Vision insurance is an optional health policy that entitles you to specific eye care and eyewear benefits defined in the policy. Learn more, including the costs of vision insurance coverage.
[Page updated October 2015]