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Vision Insurance Providers

Updates and review by Gary Heiting, OD

Typically, vision insurance or vision benefits companies are preferred provider organizations (PPOs).

A vision insurance PPO contracts with a network of eye care professionals that includes optometrists, ophthalmologists, eyewear outlets, contact lens manufacturers and optical laboratories to provide services to vision plan members at fixed rates. These rates often are reduced significantly below posted retail prices.

A vision insurance PPO usually offers access to both network and out-of-network providers. When obtaining care or services from a network provider, vision plan members typically are asked to make a small "co-pay" (usually $10 to $15) at the time of the visit.

Vision plan members electing to use out-of-network providers are required to pay the full professional fee at the time of service. Afterward, they can request reimbursement from the vision insurance company. Out-of-network provider services usually are more expensive than network services.

Vision Insurance Companies

Major providers of vision insurance or vision benefits plans in the United States include (in alphabetical order):

Advantica
Arbor Shoreline Office Park, 19321-C U.S. Highway 19 North, Clearwater, FL 33764
1-866-354-2020

Aflac
1932 Wynnton Road, Columbus, GA 31999
1-800-99AFLAC

AlwaysCare Benefits
The Starmount Building, 8485 Goodwood Blvd., Baton Rouge, LA 70806-7878
1-888-729-5433, Ext. 2013

Avesis
3030 N. Central Avenue, Suite 300, Phoenix, AZ 85012
1-800-522-0258

Davis Vision
Capital Region Health Park, Suite 301, 711 Troy-Schenectady Road, Latham, NY 12110
1-800-999-5431

EyeMed Vision Care
4000 Luxottica Place, Mason, OH 45040
1-866-9EYEMED

HumanaVision Vision Care Plan (VCP)
500 West Main Street, Louisville, KY 40202
1-866-537-0229

National Vision Administrators (NVA)
1200 Route 46 West, Clifton, NJ 07013
1-800-672-7723

Superior Vision Services
11101 White Rock, Suite 150, Rancho Cordova, CA 95670
1-800-507-3800

Vision Insurance Plan of America, Inc.
6737 W. Washington St., Suite 2202, Milwaukee, WI 53214-7077
1-800-883-5747

VSP
3333 Quality Drive, Rancho Cordova, CA 95670
1-800-877-7195

Disclaimer: Inclusion in the list above does not represent endorsement by AllAboutVision.com. Individuals and employers seeking a vision plan should thoroughly research vision insurance companies before choosing a provider or plan.

Additional information about the companies listed above, including vision plans and premiums, can be found on their respective websites.

You also can obtain a list of vision insurance providers by contacting the National Association of Vision Care Plans (NAVCP), although not all companies that offer vision insurance plans are members of the organization.

About the Author: Gary Heiting, OD, is senior editor of AllAboutVision.com. Dr. Heiting has more than 25 years of experience as an eye care provider, health educator and consultant to the eyewear industry. His special interests include contact lenses, nutrition and preventive vision care. Connect with Dr. Heiting via Google+.

[Page updated August 2011]