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Vision Insurance Providers

Typically, vision insurance or vision benefits companies are preferred provider organizations (PPOs).

A vision insurance PPO contracts with a network of eye care professionals that includes optometrists, ophthalmologists, opticians and eyewear retailers to provide services to vision plan members at a discount to normal retail prices.


A vision insurance PPO usually offers access to both network and out-of-network providers. When obtaining care or services from a network provider, vision plan members typically are asked to make a small "co-pay" (usually $10 to $15) at the time of the visit.

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Vision plan members electing to use out-of-network providers are required to pay the full professional fee at the time of service. Afterward, they can request reimbursement from the vision insurance company. Out-of-network provider services usually are more expensive than network services.

Vision Insurance Companies

Major providers of vision insurance or vision benefits plans in the United States include (in alphabetical order):

Advantica
12399 Gravois Road, Second Floor, St. Louis, MO 63127
1-866-354-2020

Aflac
1932 Wynnton Road, Columbus, GA 31999
1-800-99AFLAC

AlwaysCare Benefits
The Starmount Building, 8485 Goodwood Blvd., Baton Rouge, LA 70806-7878
1-888-729-5433, Ext. 2013

Avesis
3030 N. Central Avenue, Suite 300, Phoenix, AZ 85012
1-800-522-0258

Davis Vision
Capital Region Health Park, Suite 301, 711 Troy-Schenectady Road, Latham, NY 12110
1-800-999-5431

EyeMed Vision Care
4000 Luxottica Place, Mason, OH 45040
1-866-9EYEMED

HumanaVision Vision Care Plan (VCP)
500 West Main Street, Louisville, KY 40202
1-866-537-0229

National Vision Administrators (NVA)
1200 Route 46 West, Clifton, NJ 07013
1-800-672-7723

MESVision
P.O. Box 25208, Santa Ana, CA 92799
1-800-877-6372

Superior Vision
11101 White Rock Road, Rancho Cordova, CA 95670
1-800-507-3800

UnitedHealthcare Vision
9900 Bren Road East, Minnetonka, MN 55343
1-800-638-3120

Unum Vision
8485 Goodwood Blvd., Baton Rouge, LA 70806
1-866-679-3054

VSP
3333 Quality Drive, Rancho Cordova, CA 95670
1-800-877-7195


Disclaimer: Inclusion in the list above does not represent endorsement by AllAboutVision.com. Individuals and employers seeking a vision plan should thoroughly research vision insurance companies before choosing a provider or plan.

Additional information about the companies listed above, including vision plans and premiums, can be found on their respective websites.

You also can obtain a list of vision insurance providers by contacting the National Association of Vision Care Plans (NAVCP), although not all companies that offer vision insurance plans are members of the organization. AAV

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Amy HellemAbout the Author: Amy Hellem is a writer, editor and researcher who specializes in eye care and other medical fields. She is a past editor-in-chief of the professional ophthalmic journals Review of Optometry and Review of Cornea & Contact Lenses and currently is president of Hellem Consulting, LLC.

Page updated April 2018