Vision Insurance

FAQ: Are reading glasses covered by FSAs/HSAs?

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Reading eyeglasses are eligible for reimbursement under a flexible spending account (FSA) and a health savings account (HSA). However, they are not covered under dependent-care plans — a pre-tax account used to pay for eligible dependent care services.

Reading eyeglasses are not designed to correct vision problems and, unlike prescription eyeglasses, are not designed for full-time use. Reading eyeglasses can also be purchased over-the-counter without a prescription.

Over-the-counter reading glasses are a good option for people who have good distance vision, but if you suffer from eyestrain or double vision you should consider prescription reading glasses.

Other eligible vision expenses include:

  • Contact lenses
  • Prescription eyeglasses
  • Prescription sunglasses
  • Eye care co-pays and deductibles
  • Routine eye exams

NEED AN EYE EXAM? Find an eye doctor near you and make an appointment.

Contact your plan or your company’s account administrator to verify what is eligible for reimbursement from your FSA or HSA plan.

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