Home Vision Insurance FSAs and HSAs

FAQ: Can I use my FSA/HSA on non-prescription glasses?

Over-the-counter glasses and sunglasses that do not require a prescription are not covered under a flexible spending account (FSA) or health savings account (HSA) plan. 

To be eligible for reimbursement, a prescription must be provided by an eye doctor, and the glasses or sunglasses must be used to correct vision problems and/or be designed to treat a specific medical condition. Find an eye doctor near you to get the most up-to-date prescription.

However, non-prescription reading eyeglasses are eligible for reimbursement under an FSA and HSA. They are not covered under dependent-care plans.

Eligible vision products include:

  • Prescription sunglasses

  • Prescription eyeglasses

  • Prescription and non-prescription reading glasses

  • Contact lenses - Eye care co-pays and deductibles

  • Routine eye exams

Make sure you check with your account administrator on what is covered under your company’s FSA and HSA policies to verify what is eligible for reimbursement.

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