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FAQ: Are contact lenses covered by FSA/HSA?

Contact lenses and accessories, such as contact solution, are eligible for reimbursement with a flexible spending account (FSA) and a health savings account (HSA). 

You also can get your money back if you are enrolled in a health reimbursement account (HRA) and a limited care flexible spending account (LCFSA). 

However, contact lenses are not eligible for reimbursement under a dependent care flexible spending account.

For eligibility, you must have a prescription for your contact lenses.

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Other eligible vision expenses include:

  • Prescription eyeglasses

  • Prescription sunglasses

  • Eye care co-pays and deductibles

  • Routine eye exams

Reading eyeglasses are also covered under an FSA and HSA. Reading eyeglasses are not designed to correct vision problems, and unlike prescription eyeglasses, are not designed for full-time use. Reading eyeglasses also can be purchased over-the-counter without a prescription. 

To discover what else is covered under your plan, contact your FSA or HSA plan administrator.

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